UCO Bank is a government-owned bank which is known for its customer-friendly financial services. One can avail of varied financial services including the service of checking account balances both in online and offline modes. Nowadays, there is no need to visit the bank to know the bank account balance as banks have introduced various methods to know the balances sitting at home like Internet banking, Mobile banking, SMS, missed call services, and many more
A balance check is one of the most important transactions that customers use on a regular basis to know what exactly their account balance is. Also, they can check the amount of money received or spent from the bank account after making a transaction.
Why should account balance be checked frequently?
Account holders carry out many different transactions, Balance Check is one of them which is carried out for several reasons:
- To ensure there is enough balance left in the bank account.
- To check the status of any payment received.
- To ensure that the cheque submitted has been cleared and the amount of the same has been credited to their bank account.
- To check the amount reflected in the bank account is close to what is expected be left in the account.
Requirements of checking the account balance of the UCO Bank Account
Balance Enquiry is the most common service that accountholders access. UCO Bank Balance Check service is availed due to below mentioned reasons:
- Prevents overspending
- In time detection of anomalies and fraud
- Income from Investments
- Prevents EMI missouts
- Ensure all the deposits expected have been received
- To look for unexpected charges
Different Methods to check UCO Bank Account Balance:
- UCO Bank Balance Check via Missed Call
Below are the steps to make a balance enquiry by giving a missed call:
- An account holder is first required to get his/ her mobile number registered with the bank.
- Then, give a missed call to UCO bank Balance Check Number i.e. 09278792787.
- The call would then automatically get disconnected.
- An SMS would be received containing the bank balance.
- UCO Bank Balance Check via Internet Banking
Below are the steps to check the UCO Bank account balance:
- Open the official website of UCO Bank either on the laptop or the mobile.
- Make a UCO Bank Login by clicking on the “Personal Login” option and enter the User ID and the password.
- Now, the account balances can be seen on the website after logging in.
- UCO Bank Balance Check via Mobile Banking
Account holders can use UCO bank’s various mobile banking apps to track their account balance online, which are as mentioned below:
- UCO Bank M-Banking:
Download the M-Banking app on IOS or Android devices and get access to banking services. The services include UCO Bank Balance Enquiry, Funds Transfer, Mini Statement Service, etc.
- UCOSecure:
Block and unblock any digital products or banking services like debit cards, BHIm UCO, e-banking, etc. Also, UCOSecure offers security to all the digital products offered by the bank.
- UCO Pay+:
It provides a mobile wallet to Android users which can be loaded with money from a UCO Bank account. It can be used for balance enquiry, recharge, utility bill payments including mutual funds and insurance etc.
- Bhim UCO UPI:
The BHIM UPI App by UCO Bank can be used for monetary transactions through a Virtual Private Address. It also allows users to check their account balance along with the recently made transactions.
- UCO mPassbook:
With the help of mPassbook, one can make the balance enquiry in quite an easy manner. It is an electronic passbook where transactions can be checked along with the account balances.
- UCO Bank Balance Check via UPI
Below mentioned are the steps for checking UCO bank account balance via UPI:
- Open any of the UPI apps available on the mobile phone.
- Select the UCO bank account to check the account balance.
- Tap on the option “Check balance”.
- Enter the UPI PIN created during the registration.
- The account balance would then appear on the mobile screen.
- UCO Bank Balance Check via Passbook
An account holder can either get the passbook updated either by visiting an ATM or by using the self-service passbook printing machines available at all the UCO bank branches.
- UCO Bank Balance Check by visiting the ATM
Below are the steps to check the account balance by visiting the ATM:
- Visit the nearest ATM.
- Insert the debit card and the 4-digit PIN.
- Select “Balance Enquiry” amongst all the options appearing on the screen.
- Now, the balance would be displayed on the screen.
- UCO Bank Balance Check via SMS Banking
To know the UCO bank balance via SMS, an account holder is required to send an SMS “UCOBAL <mPIN>” to the UCO bank balance check number i.e. 56161. An SMS would then be received on the mobile containing the bank balance.
- UCO Bank Balance Check via WhatsApp Banking
Accountholders are required to send “Hi” from their registered mobile numbers to know the account balance to 8334001234. It can be availed by both accountholders and non-accountholders. But, to use this facility users are required to first get their mobile numbers registered with the bank. Non-UCO bank customers will be provided limited services through WhatsApp banking.
Services Offered through UCO Bank WhatsApp Banking
Users can access the below-mentioned services through UCO Bank WhatsApp Banking:
- Check account balance
- Get mini statement
- Locate the nearest branch/ATM
- Apply for a personalised debit card
- Apply for a home/car loan
- Apply for UCO mBanking Plus
- Apply for POS machine/QR code
FAQ:
- What are the prerequisites to check the account balance?
Below mentioned are the things to be kept in mind before checking the account balance:
- To check the account balance, the first prerequisite is to get the mobile number registered with the bank.
- The mobile network shall have an active plan so as to receive and send SMS.
- An internet connection is also required to use different banking apps.
- Internet banking shall also be activated to avail of the services.
ATM or debit card shall also be activated.
